Refinance Calculator

Mortgage Analysis Tool

Estimated Home Value

$

Current Loan

Remaining Balance

$

Interest Rate

%

Remaining Term (years)

Current Monthly Payment (Principal & Interest)

$

Current Mortgage Insurance (PMI)

$

Total Current Payment

New Loan

New Loan Amount

$

New Interest Rate

%

New Term (years)

Hard Closing Costs (ex. credit report, title fees, appraisal)

$

New Mortgage Insurance (PMI)

$

Total New Payment

✓

Refinancing looks favorable

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Monthly Savings

--

per month

New Payment

--

P+I + mortgage insurance

Break-Even Point

--

months to recoup costs

Lifetime Interest (current)

--

remaining

Lifetime Interest (new)

--

over new term

Net Lifetime Savings

--

after closing costs, PMI to 80% LTV

⚡ Same Payment Accelerator

What if you kept making your current payment on the new loan instead of the lower minimum?

Time Cut Off

--

months shorter

Paid Off In

--

instead of --

Extra Interest Saved

--

by paying more each month

▶ Show Amortization Schedule (New Loan) ⬇ Download PDF Summary

#	Payment	Principal	Interest	Balance

Disclaimer: Rates, terms, and availability are subject to change without notice. The figures shown are for illustrative purposes only and do not constitute a loan commitment or guarantee of rates. Estimated payments do not include taxes or insurance, and actual payments may be higher.